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Loan Rates

 


Auto Loans

Effective Date: Friday, November 8, 2024

Loan TypeTermAPR* as low as
NEW AUTOUp to 48 Months5.24%
 49 to 60 Months5.49%
 61 to 72 Months5.74%
 73 to 84 Months6.24%
USED AUTOUp to 48 Months5.49%
 49 to 60 Months5.74%
 61 to 72 Months5.99%
 73 to 84 Months6.49%

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*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.

 



Motorcycle Loans

Effective Date: Friday, November 8, 2024

Loan TypeTermAPR* as low as
NEW & USED MOTORCYCLEUp to 48 MONTHS10.00%
NEW & USED MOTORCYCLE49-60 MONTHS10.50%

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*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.



Recreational Vehicles

Effective Date: Friday, November 8, 2024

Loan TypeTermAPR* as low as
NEW & USED RVSUp to 48 Months9.00%
 49 to 60 Months9.50%
 61 to 72 Months10.00%
 73 to 84 Months10.25%
 85 to 144 Months11.00%

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*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.



Personal Loans and Lines of Credit

Effective Date: Friday, November 8, 2024

Loan Type Term APR* as low as
Personal Unsecured 12 Months 8.99%
  24 Months 9.99%
  36 Months 10.99%
  48 Months 11.99%
  60 Months 12.99%
Personal Lines Unsecured   As low as Prime plus 7.75%
Savings and Term Secured   Savings/Term Share Rate plus 5.50%

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*APR = Annual Percentage Rate. Rates may vary based on personal credit history, loan-to-value (LTV), terms, and other factors. First Atlantic Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.


 


Credit Cards

Effective Date: Friday, November 8, 2024

Card TypeAPR* As Low As
Visa® PLATINUM12.70%
Visa® SIGNATURE REWARDS14.70%
Visa® SECURED17.99%

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*APR = Annual Percentage Rate. Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Individual credit details are provided by First Atlantic Federal Credit Union upon approval of a completed loan application. Rates are subject to change without notice. First Atlantic Federal Credit Union membership is required.