FAFCU Blog

6 Key Tips to Protect Yourself from External Transfer Fraud

In today’s digital world, transferring money electronically is quick and convenient, but it also comes with risks. External transfer fraud is on the rise, and staying vigilant is essential to protect your hard-earned money. Here are some practical ways to keep yourself safe from fraudsters looking to take advantage of electronic transfers.

Money Management Tips Every Small Business Owner Should Know

Owning a small business comes with satisfying rewards (being your own boss? Check. Deciding what days you wear real pants? Check.). With the benefits comes the responsibility of money management. From tracking cash flow to tax prep, these best practices have a big impact when it comes to the success and sustainability of your business.   

Unmute Your Money: The Benefits of Loud Budgeting

Discover loud budgeting: a transparent financial strategy fostering accountability, reducing stress, and finding support.

Book$mart: Top Financial Education Reads for Kids and Teens

There are lots of great reads out there covering everything from building a budget to early investing. Check out this reading list for young children, tweens, and teens, designed to teach money management skills, cut through the jargon, and put a little fun into finance.

5 Wise Ways to Spend Your Tax Refund

In 2023 the average tax refund was $2,753, and many are seeing higher returns this year due to changes the IRS made to counteract inflation. Not sure how to optimize your return? We offer several suggestions for recipients on investing wisely.

Earth Day: 9 Small Actions, One Big Impact

Every year on April 22nd, Earth Day reminds us of the importance of protecting our planet and the environment. It serves as a global call to action, urging individuals and communities to take steps towards a more sustainable future. While the challenges facing our planet can seem daunting, every small action we take can make a significant impact when combined with the efforts of others. Here are some simple yet impactful ways you can contribute to a healthier planet this Earth Day.

Women & Wealth: Budget-Conscious Ways to Grow Your Earnings

Raising awareness around the wage disparity is important but it can also create frustration—what can be done to narrow the gap? Especially in a time when so many of us are feeling the impact of inflation and high interest rates? Here are a few strategies we can offer to help you grow your earnings, even if you’re wanting to be mindful of your budget.

Financing Your Future: FAFSA Updates in 2024-25

One big barrier to securing student aid? The ever-evolving FAFSA Application (as a reminder, FAFSA = Financial Application for Federal Student Aid.) Before diving in, it’s important to understand the various changes that have been made. Here’s the breakdown of steps and updates you need to know for the 2024-25 year.

Rev Up Your Car Budget

With some people tightening their belts, consumers are holding onto vehicles longer and looking for alternatives to traditional purchases. Recent reports say even used cars, once thought of as more economical options, are seeing higher prices. So, what is best for you and your budget? The answer can be different, depending on several factors. 

Financially Ever After: Tips for Joint Money Management 

It’s widely known that money is a significant stressor for many couples in America, and this is especially true when it comes to syncing up your respective finances. Whether you’re married or a long-term couple looking to take things to the next level, here are some best practices for planning your financial future as a team.

Empowering Black Voices in Finance: 6 Names You Should Know

In celebration of Black history, we’re turning the spotlight on five gamechangers who are simplifying finance and dispelling the taboo around money talk. Read, listen, watch, and learn something new!

Financial Planning Tips for Parents

Are you adapting to the exhaustion and euphoria of a new baby? Or navigating middle school math homework or the terrain of teenagerhood? Regardless of where you’re at in your parenting journey, these financial planning tips across all ages and stages can help ensure a secure future for you and your family.

Dollars and Sense: A Blueprint for Prioritizing Bills

In our current economic climate when a majority of Americans are living paycheck-to-paycheck, smart spending is a challenge. You may have to make hard financial decisions about which bills you should pay and which ones you delay. Although everyone’s financial situation is unique, here are suggestions on how to pay bills—specifically which payments to prioritize.